As a homeowner to be, it's a good idea to get organized. Gather up the following information and have it ready for your loan officer to begin the loan process.

• Last two years W-2's
• Copy of DD-214
• Certificate of Eligibility
• Copy of social security card and driver's license
• Signed and dated Federal Tax Returns (1040's), 2 years, including all schedules.
• Three most recent pay stubs for each borrower
• A copy of your most recent rent statement or mortgage statement
• A copy of the Purchase Contract (if applicable)
• Two most recent bank statements, checking and savings
  

To process your loan in a timely manner, we may need to collect additional information. Read over the following VA loan checklist and see if it applies in your situation.

• If your down payment includes a cash gift from a relative, you need a copy of the check or wire transfer showing the donor's name and account number, plus a copy of the deposit into your bank account.
  (This applies only to home purchase loans.)
• If you receive a Social Security pension or annuity, provide a copy of the awards letter and a copy of a recent benefit check.
• If you own other real estate, provide a lease/rental agreement if applicable, and copies of property tax and insurance bills.
• If you receive alimony or child support, provide a copy of the divorce decree and evidence of receipt of income for 12 months (i.e. canceled checks, deposit slips or bank statements).
• If you pay alimony or child support, provide a copy of your divorce decree.
• If you've had a bankruptcy within the last seven years, provide a copy of your bankruptcy discharge, a copy of the petition (including schedules A & B) and an explanation of the circumstances.
• If you currently pay rent, provide copies of rental payments for the last twelve months (may include canceled checks, bank statements, money orders, etc.) and the name and address of your landlord for the same time period.
• Make sure bank account statements, i.e., from Wells Fargo, Bank of America, Navy Federal Credit Union, Washington Mutual, Citibank, HSBC,USAA, or other bank statements include all pages.
• If you are a Native American Veteran, you qualify for some special programs. Read our VA Native American Veterans information. If you are veteran first time homebuyer, please take a moment to read our First Time Homebuyer FAQ for more information.
  

That's it. By providing the above information quickly, you'll help us deliver your VA benefits.

Read the VA Loan FAQ » vets helping vets

Call 1-858-602-7800 for a VA loan consultation

Visit the PX »